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Category Archives: Credit

How to Deal with Credit Card Debt

Most people have some credit card debt while others have substantial amounts. No matter how much credit card debt has been accumulated, there are proven techniques to properly and effectively deal with this kind of debt. *Negotiate with Original Creditors *Avoid Debt Collection Companies *Don’t Ignore Letters and Phone Calls *Keep Copies of All Statements [...]

3 Common Debt Consolidation Traps to Avoid

The following is a guest post by Mark, who writes on behalf of ClearDebt. ClearDebt are an IVA provider in the UK, and have lots of information on their site, answering questions like what is an IVA and other frequently asked questions about IVAs and Debt Management. Debt consolidation is a strategy employed by people [...]

Where can I find good financial advice about paying back loans?

**Mrs. N I would like to find information about how to go about paying back several loans. Two loans are quite big and two are small. Which does it make more sense to pay off first the ones with the smallest amount or the highest interest? After paying back loans how long before your credit [...]

Where can I get free legal advice regarding credit card debt?

Amy I’m searching for a web site or phone number to get free legal advice for credit card debt. I need a place that will give me an immediate answer. Thanks for your help. Related Blogs Related Blogs on Credit Card Debt Unpaid credit card debt is bad? | Nonprofit debt consolidation Credit Card Debt [...]

Any advice or suggestions on getting out of debt?

Memo GI am serious and devoted to eliminating my credit card debt. I am putting all bonuses, tax returns and left over money towards my 4 credit cards totaling about $12,000. Any tips, secrets or advice on how to get out of debt faster. I have tried to work with the banks to lower my [...]

Need DEBT advice A.S.A.P?

redrenontv I’m a 23 year old who has made some pretty bad financial decisions. I have 2 personal loans out right of which total to about $7,000. One of the companies is Cash Call which i have yet to find a debt consolidater that will work with them. I’m at a point in my life [...]

I am considering entering a debt management program. Anyone have any advice?

kas5292 I am considering entering a debt management program because I am way over my head in credit card debt. I know it may not be the best solution but it seems I keep putting it off, getting no where paying down my debt. Does anyone have advice or comments? Related Blogs Related Blogs on [...]

Debt Advice?

kel5204 My boyfriend has bad debt, and cannot deal with the collection agencys abuse so we contacted American Credit Foundation http://www.debtguru.com/ which is a non profit credit counciling foundation that has agreed to make a payment plan so he can pay back the 2 creditors he owed. I figured this would give him a chance [...]

I need advice about an old debt and my bank account?

thomashoneckerI found out today that a hold was placed on my bank account with a large debt amount in my balance. When I went to the bank to inquiry about it, they said that a law firm put a hold on my account, that I must owe someone money. They gave me the number to [...]

In falling deeper in debt but pursuing my dream. Any advice on how to stay afloat?

nappyhappiness I’ve done the corporate thing, and although it made me a decent living, I was miserable. So I made the commitment to myself to pursue my music career, ALL THE WAY. Not trying to find time after a long hard days work at a stuffy corporation then come home EXHAUSTED and try to muster [...]